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Flood history · Downingtown, PA 19335

Flood insurance claims in Downingtown, PA 19335

467 claims since 1978 and $9.5 million paid. Here's what the public record shows, and how to check a specific address.

467flood insurance claims since 1978
$9.5 millionpaid to policyholders
$24,460average paid claim
131claims in the last 10 years
22%of claims outside high-risk zones
#22of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 19335 since 1978.

1978: 2 claims1979: 4 claims1980: 1 claims1983: 3 claims1984: 3 claims1989: 1 claims1990: 1 claims1993: 2 claims1994: 2 claims1996: 12 claims1999: 46 claims2000: 1 claims2001: 1 claims2003: 71 claims2004: 22 claims2005: 1 claims2006: 60 claims2009: 2 claims2010: 13 claims2011: 27 claims2012: 1 claims2013: 13 claims2014: 44 claims2015: 2 claims2016: 1 claims2018: 2 claims2019: 1 claims2020: 14 claims2021: 113 claims2023: 1 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

Losses are spread across many events; the largest, Hurricane Ida, accounts for 21% of claims.

131 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Ida202110021%
Hurricane Floyd1999429%
Mid-spring storms2014419%
Hurricane Irene2011245%
Hurricane Isaias2020123%
Unnamed flooding199692%

Flood zone at time of claim

High-risk zones (A, V)77% · 360
Moderate or minimal risk (X, B, C)21% · 100
Zone not recorded1% · 7

NFIP communities

Downingtown, Borough OfParticipates in the NFIP
Caln, Township OfParticipates in the NFIP
East Caln, Township OfParticipates in the NFIP
East Brandywine, Township OfParticipates in the NFIP

Federal disaster declarations in Chester County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane IreneHurricane · Emergency · 2011-08-29

12 flood, storm or hurricane declarations for Chester County since 2000.

Check a specific address in Downingtown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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