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Flood history · Hatboro, PA 19040

Flood insurance claims in Hatboro, PA 19040

356 claims since 1978 and $12.7 million paid. Here's what the public record shows, and how to check a specific address.

356flood insurance claims since 1978
$12.7 millionpaid to policyholders
$41,421average paid claim
56claims in the last 10 years
36%of claims outside high-risk zones
#39of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 19040 since 1978.

1978: 2 claims1979: 2 claims1980: 12 claims1982: 5 claims1987: 1 claims1992: 1 claims1993: 9 claims1994: 11 claims1996: 1 claims1998: 1 claims1999: 33 claims2000: 8 claims2001: 50 claims2002: 2 claims2003: 2 claims2004: 8 claims2005: 4 claims2006: 9 claims2007: 3 claims2009: 30 claims2010: 6 claims2011: 95 claims2012: 1 claims2014: 2 claims2015: 1 claims2016: 1 claims2018: 1 claims2019: 8 claims2020: 2 claims2021: 43 claims2023: 2 claims19801990200020102020

What the record says

About 36% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 16% of claims.

56 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20115716%
Tropical Storm Allison20014813%
Hurricane Ida20214112%
Hurricane Floyd1999329%
Tropical Storm Lee2011319%
March 2010 Nor'easter201051%

Flood zone at time of claim

High-risk zones (A, V)64% · 227
Moderate or minimal risk (X, B, C)35% · 125
Undetermined (D)0% · 1
Zone not recorded1% · 3

NFIP communities

Hatboro, Borough OfParticipates in the NFIP
Upper Moreland, Township OfParticipates in the NFIP
Horsham, Township OfParticipates in the NFIP
Warminster, Township OfParticipates in the NFIP

Federal disaster declarations in Montgomery County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Major disaster · 2013-01-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane IreneHurricane · Major disaster · 2011-09-03

14 flood, storm or hurricane declarations for Montgomery County since 2000.

Check a specific address in Hatboro.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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