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Flood history · Sayre, PA 18840

Flood insurance claims in Sayre, PA 18840

93 claims since 1978 and $2.9 million paid. Here's what the public record shows, and how to check a specific address.

93flood insurance claims since 1978
$2.9 millionpaid to policyholders
$37,187average paid claim
2claims in the last 10 years
36%of claims outside high-risk zones
#219of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 18840 since 1978.

1978: 3 claims1979: 13 claims1983: 10 claims1986: 1 claims1990: 1 claims1993: 11 claims1996: 8 claims2004: 5 claims2005: 9 claims2006: 11 claims2011: 19 claims2018: 1 claims2021: 1 claims19801990200020102020

What the record says

About 36% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Lee, accounts for 20% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Tropical Storm Lee20111920%
Unnamed flooding1996910%
Tropical Storm Ivan200444%
Torrential rain200522%

Flood zone at time of claim

High-risk zones (A, V)59% · 55
Moderate or minimal risk (X, B, C)33% · 31
Zone not recorded8% · 7

NFIP communities

Athens, Township OfParticipates in the NFIP
Sayre, Borough OfParticipates in the NFIP
Ridgebury, Township OfParticipates in the NFIP

Federal disaster declarations in Bradford County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2018-11-27
Severe Storms And FloodingFlood · Major disaster · 2016-12-02
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Severe Storms And FloodingSevere Storm · Major disaster · 2011-07-13

13 flood, storm or hurricane declarations for Bradford County since 2000.

Check a specific address in Sayre.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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