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Flood history · Lancaster, PA 17602

Flood insurance claims in Lancaster, PA 17602

268 claims since 1978 and $3.4 million paid. Here's what the public record shows, and how to check a specific address.

268flood insurance claims since 1978
$3.4 millionpaid to policyholders
$15,895average paid claim
9claims in the last 10 years
14%of claims outside high-risk zones
#55of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 17602 since 1978.

1978: 49 claims1979: 41 claims1980: 1 claims1982: 7 claims1983: 1 claims1984: 5 claims1985: 3 claims1986: 2 claims1987: 22 claims1989: 8 claims1993: 4 claims1994: 1 claims1996: 8 claims1999: 16 claims2000: 3 claims2001: 1 claims2004: 6 claims2005: 16 claims2006: 1 claims2010: 2 claims2011: 61 claims2012: 1 claims2017: 1 claims2020: 3 claims2021: 4 claims2024: 1 claims19801990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

Losses are spread across many events; the largest, Tropical Storm Lee, accounts for 23% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Lee20116123%
Not a named storm19793011%
Unnamed flooding19872911%
Hurricane Floyd1999135%
Hurricane Ida202141%
Tropical Storm Ivan200421%

Flood zone at time of claim

High-risk zones (A, V)66% · 177
Moderate or minimal risk (X, B, C)11% · 29
Zone not recorded23% · 62

NFIP communities

Lancaster, Township OfParticipates in the NFIP
West Lampeter, Township OfParticipates in the NFIP
East Lampeter, Township OfParticipates in the NFIP
Lancaster, City OfParticipates in the NFIP

Federal disaster declarations in Lancaster County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2006-06-30
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19

8 flood, storm or hurricane declarations for Lancaster County since 2000.

Check a specific address in Lancaster.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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