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Flood history · Harrisburg, PA 17110

Flood insurance claims in Harrisburg, PA 17110

1,422 claims since 1978 and $13.9 million paid. Here's what the public record shows, and how to check a specific address.

1,422flood insurance claims since 1978
$13.9 millionpaid to policyholders
$12,021average paid claim
5claims in the last 10 years
19%of claims outside high-risk zones
#2of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 17110 since 1978.

1978: 3 claims1979: 25 claims1981: 5 claims1982: 3 claims1983: 1 claims1984: 14 claims1986: 16 claims1987: 18 claims1989: 3 claims1992: 1 claims1993: 28 claims1994: 4 claims1995: 1 claims1996: 547 claims1998: 4 claims1999: 3 claims2002: 1 claims2003: 3 claims2004: 210 claims2005: 2 claims2006: 8 claims2007: 1 claims2010: 1 claims2011: 513 claims2012: 1 claims2016: 1 claims2018: 1 claims2019: 1 claims2022: 1 claims2024: 1 claims2025: 1 claims19801990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 39% of claims.

5 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Harrisburg,City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199655739%
Tropical Storm Lee201147834%
Tropical Storm Ivan200420715%
Hurricane Irene2011121%
Not a named storm197991%
Hurricane Floyd199920%

Flood zone at time of claim

High-risk zones (A, V)81% · 1,147
Moderate or minimal risk (X, B, C)19% · 266
Zone not recorded1% · 9

NFIP communities

Harrisburg,City OfCRS class 8 · up to 10% off
Susquehanna, Township OfParticipates in the NFIP
Mechanicsburg, Borough OfParticipates in the NFIP
Middle Paxton, Township OfParticipates in the NFIP

Federal disaster declarations in Dauphin County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Major disaster · 2013-01-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2006-06-30

10 flood, storm or hurricane declarations for Dauphin County since 2000.

Check a specific address in Harrisburg.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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