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Flood history · Middletown, PA 17057

Flood insurance claims in Middletown, PA 17057

918 claims since 1978 and $22.1 million paid. Here's what the public record shows, and how to check a specific address.

918flood insurance claims since 1978
$22.1 millionpaid to policyholders
$26,575average paid claim
39claims in the last 10 years
15%of claims outside high-risk zones
#5of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 17057 since 1978.

1978: 7 claims1979: 41 claims1982: 2 claims1983: 4 claims1984: 1 claims1985: 1 claims1989: 2 claims1993: 9 claims1994: 5 claims1996: 160 claims1998: 4 claims1999: 1 claims2000: 1 claims2003: 1 claims2004: 210 claims2005: 1 claims2006: 28 claims2007: 1 claims2008: 5 claims2011: 390 claims2013: 4 claims2015: 1 claims2017: 22 claims2018: 12 claims2020: 1 claims2021: 4 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, Tropical Storm Lee, accounts for 39% of claims.

39 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Royalton, Borough Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Tropical Storm Lee201135839%
Tropical Storm Ivan200420322%
Unnamed flooding199615817%
Not a named storm1979344%
Hurricane Irene2011101%
Hurricane Ida202140%

Flood zone at time of claim

High-risk zones (A, V)84% · 767
Moderate or minimal risk (X, B, C)14% · 132
Zone not recorded2% · 19

NFIP communities

Middletown, Borough OfParticipates in the NFIP
Londonderry, Township OfParticipates in the NFIP
Royalton, Borough OfCRS class 9 · up to 05% off
Lower Swatara, Township OfParticipates in the NFIP

Federal disaster declarations in Dauphin County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Major disaster · 2013-01-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2006-06-30

10 flood, storm or hurricane declarations for Dauphin County since 2000.

Check a specific address in Middletown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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