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Flood history · Hopewell, PA 16650

Flood insurance claims in Hopewell, PA 16650

79 claims since 1979 and $1.5 million paid. Here's what the public record shows, and how to check a specific address.

79flood insurance claims since 1979
$1.5 millionpaid to policyholders
$21,525average paid claim
7claims in the last 10 years
15%of claims outside high-risk zones
#250of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 16650 since 1978.

1979: 15 claims1980: 1 claims1981: 1 claims1993: 1 claims1996: 27 claims2004: 27 claims2021: 7 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 32% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19962532%
Tropical Storm Ivan20042025%
Not a named storm19791418%
Hurricane Ida202179%

Flood zone at time of claim

High-risk zones (A, V)66% · 52
Moderate or minimal risk (X, B, C)11% · 9
Zone not recorded23% · 18

NFIP communities

Hopewell, Township OfParticipates in the NFIP
Broad Top, Township OfParticipates in the NFIP
Hopewell, Borough OfParticipates in the NFIP
Roaring Spring, Borough OfParticipates in the NFIP

Federal disaster declarations in Bedford County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Major disaster · 2013-01-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane KatrinaHurricane · Emergency · 2005-09-10

9 flood, storm or hurricane declarations for Bedford County since 2000.

Check a specific address in Hopewell.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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