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Flood history · North East, PA 16428

Flood insurance claims in North East, PA 16428

147 claims since 1978 and $1.4 million paid. Here's what the public record shows, and how to check a specific address.

147flood insurance claims since 1978
$1.4 millionpaid to policyholders
$11,765average paid claim
17claims in the last 10 years
22%of claims outside high-risk zones
#129of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 16428 since 1978.

1978: 7 claims1979: 28 claims1980: 1 claims1981: 1 claims1982: 13 claims1985: 40 claims1986: 3 claims1987: 1 claims1988: 3 claims1989: 3 claims1990: 1 claims1991: 2 claims1992: 7 claims1993: 3 claims1995: 3 claims1996: 3 claims2002: 3 claims2003: 1 claims2004: 2 claims2011: 5 claims2017: 2 claims2019: 2 claims2020: 8 claims2021: 5 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

17 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198543%

Flood zone at time of claim

High-risk zones (A, V)66% · 97
Moderate or minimal risk (X, B, C)18% · 27
Zone not recorded16% · 23

NFIP communities

North East, Township OfParticipates in the NFIP
North East, Borough OfParticipates in the NFIP

Federal disaster declarations in Erie County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere Storm · Major disaster · 2004-09-19

4 flood, storm or hurricane declarations for Erie County since 2000.

Check a specific address in North East.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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