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Flood history · Freeport, PA 16229

Flood insurance claims in Freeport, PA 16229

75 claims since 1978 and $541,186 paid. Here's what the public record shows, and how to check a specific address.

75flood insurance claims since 1978
$541,186paid to policyholders
$9,664average paid claim
0claims in the last 10 years
27%of claims outside high-risk zones
#258of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 16229 since 1978.

1978: 1 claims1980: 1 claims1985: 2 claims1990: 2 claims1992: 1 claims1994: 1 claims1995: 1 claims1996: 27 claims1998: 1 claims2003: 1 claims2004: 37 claims19801990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

One event dominates the record: Tropical Storm Ivan accounts for 48% of all claims in this ZIP code.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Ivan20043648%
Unnamed flooding19962533%

Flood zone at time of claim

High-risk zones (A, V)71% · 53
Moderate or minimal risk (X, B, C)27% · 20
Zone not recorded3% · 2

NFIP communities

Freeport, Borough OfParticipates in the NFIP

Federal disaster declarations in Armstrong County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Emergency · 2012-10-29
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2006-06-30
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere Storm · Major disaster · 2004-09-19

5 flood, storm or hurricane declarations for Armstrong County since 2000.

Check a specific address in Freeport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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