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Flood history · Indiana, PA 15701

Flood insurance claims in Indiana, PA 15701

200 claims since 1978 and $997,578 paid. Here's what the public record shows, and how to check a specific address.

200flood insurance claims since 1978
$997,578paid to policyholders
$6,651average paid claim
61claims in the last 10 years
21%of claims outside high-risk zones
#84of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 15701 since 1978.

1978: 5 claims1979: 1 claims1980: 1 claims1981: 4 claims1982: 5 claims1984: 4 claims1985: 1 claims1991: 2 claims1994: 11 claims1995: 1 claims1996: 16 claims1997: 4 claims2004: 35 claims2009: 1 claims2012: 46 claims2015: 1 claims2016: 1 claims2017: 48 claims2018: 4 claims2019: 1 claims2021: 2 claims2024: 1 claims2025: 5 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Tropical Storm Ivan, accounts for 16% of claims.

Flooding here is recent: 61 claims (30%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Tropical Storm Ivan20043116%
Unnamed flooding1996178%
Hurricane Ida202121%

Flood zone at time of claim

High-risk zones (A, V)71% · 142
Moderate or minimal risk (X, B, C)18% · 37
Zone not recorded10% · 21

NFIP communities

Indiana, Borough OfParticipates in the NFIP
White, Township OfParticipates in the NFIP

Federal disaster declarations in Indiana County

Flood, hurricane and storm declarations since 2000.

Tropical Storm DebbyTropical Storm · Major disaster · 2024-09-11
Hurricane SandyHurricane · Emergency · 2012-10-29
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2006-06-30
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere Storm · Major disaster · 2004-09-19

6 flood, storm or hurricane declarations for Indiana County since 2000.

Check a specific address in Indiana.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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