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Flood history · Olean, NY 14760

Flood insurance claims in Olean, NY 14760

58 claims since 1979 and $514,213 paid. Here's what the public record shows, and how to check a specific address.

58flood insurance claims since 1979
$514,213paid to policyholders
$14,284average paid claim
2claims in the last 10 years
35%of claims outside high-risk zones
#317of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 14760 since 1978.

1979: 2 claims1981: 3 claims1989: 5 claims1996: 24 claims1998: 3 claims2002: 1 claims2003: 9 claims2004: 1 claims2007: 2 claims2010: 6 claims2022: 1 claims2024: 1 claims19801990200020102020

What the record says

About 35% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 43% of all claims in this ZIP code.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19962543%

Flood zone at time of claim

High-risk zones (A, V)64% · 37
Moderate or minimal risk (X, B, C)34% · 20
Zone not recorded2% · 1

NFIP communities

Olean, Town OfParticipates in the NFIP
Olean, City OfParticipates in the NFIP

Federal disaster declarations in Cattaraugus County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2014-07-08
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe Storms And FloodingSevere Storm · Major disaster · 2009-09-01
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-30
Severe Storms And FloodingSevere Storm · Major disaster · 2004-10-01
Severe Storms And FloodingSevere Storm · Major disaster · 2004-08-03

8 flood, storm or hurricane declarations for Cattaraugus County since 2000.

Check a specific address in Olean.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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