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Flood history · Sidney, NY 13838

Flood insurance claims in Sidney, NY 13838

366 claims since 1979 and $16.2 million paid. Here's what the public record shows, and how to check a specific address.

366flood insurance claims since 1979
$16.2 millionpaid to policyholders
$46,412average paid claim
2claims in the last 10 years
9%of claims outside high-risk zones
#81of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 13838 since 1978.

1979: 11 claims1980: 1 claims1981: 2 claims1982: 2 claims1983: 4 claims1985: 3 claims1986: 5 claims1987: 1 claims1996: 11 claims2005: 4 claims2006: 127 claims2011: 192 claims2015: 1 claims2020: 1 claims2026: 1 claims19801990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Tropical Storm Lee accounts for 52% of all claims in this ZIP code.

2 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Tropical Storm Lee201118952%
Unnamed flooding1996123%
Hurricane Gloria198531%
Torrential rain200531%
Hurricane Irene201110%

Flood zone at time of claim

High-risk zones (A, V)84% · 307
Moderate or minimal risk (X, B, C)8% · 30
Zone not recorded8% · 29

NFIP communities

Sidney, Village OfParticipates in the NFIP
Unadilla, Town OfParticipates in the NFIP

Federal disaster declarations in Delaware County

Flood, hurricane and storm declarations since 2000.

Remnants Of Tropical Storm DebbyTropical Storm · Major disaster · 2024-09-24
Hurricane HenriHurricane · Emergency · 2021-08-22
Severe Storms And FloodingFlood · Major disaster · 2018-10-01
Severe Storms And FloodingSevere Storm · Major disaster · 2014-07-08
Severe Storms And FloodingFlood · Major disaster · 2013-07-12
Hurricane SandyHurricane · Emergency · 2012-10-28

22 flood, storm or hurricane declarations for Delaware County since 2000.

Check a specific address in Sidney.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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