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Flood history · Downsville, NY 13755

Flood insurance claims in Downsville, NY 13755

91 claims since 1984 and $1.7 million paid. Here's what the public record shows, and how to check a specific address.

91flood insurance claims since 1984
$1.7 millionpaid to policyholders
$19,897average paid claim
1claims in the last 10 years
19%of claims outside high-risk zones
#231of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 13755 since 1978.

1984: 2 claims1996: 4 claims2003: 4 claims2004: 16 claims2005: 21 claims2006: 28 claims2008: 1 claims2009: 1 claims2011: 13 claims2024: 1 claims1990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

Losses are spread across many events; the largest, Torrential rain, accounts for 22% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Torrential rain20052022%
Tropical Storm Lee201189%
Hurricane Irene201155%
Unnamed flooding199622%
Hurricane Debby202411%

Flood zone at time of claim

High-risk zones (A, V)74% · 67
Moderate or minimal risk (X, B, C)18% · 16
Zone not recorded9% · 8

NFIP communities

Colchester,Town OfParticipates in the NFIP

Federal disaster declarations in Delaware County

Flood, hurricane and storm declarations since 2000.

Remnants Of Tropical Storm DebbyTropical Storm · Major disaster · 2024-09-24
Hurricane HenriHurricane · Emergency · 2021-08-22
Severe Storms And FloodingFlood · Major disaster · 2018-10-01
Severe Storms And FloodingSevere Storm · Major disaster · 2014-07-08
Severe Storms And FloodingFlood · Major disaster · 2013-07-12
Hurricane SandyHurricane · Emergency · 2012-10-28

22 flood, storm or hurricane declarations for Delaware County since 2000.

Check a specific address in Downsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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