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Flood history · Ilion, NY 13357

Flood insurance claims in Ilion, NY 13357

187 claims since 1979 and $1.4 million paid. Here's what the public record shows, and how to check a specific address.

187flood insurance claims since 1979
$1.4 millionpaid to policyholders
$8,492average paid claim
0claims in the last 10 years
4%of claims outside high-risk zones
#128of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 13357 since 1978.

1979: 2 claims1981: 1 claims1982: 1 claims1990: 1 claims1996: 2 claims1999: 3 claims2006: 29 claims2009: 1 claims2011: 33 claims2013: 114 claims19801990200020102020

What the record says

Almost all claims here (96%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Tropical Storm Lee, accounts for 13% of claims.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Lee20112413%
Hurricane Irene201184%
Unnamed flooding199621%
Late summer storms201111%

Flood zone at time of claim

High-risk zones (A, V)92% · 172
Moderate or minimal risk (X, B, C)4% · 8
Zone not recorded4% · 7

NFIP communities

Ilion, Village OfParticipates in the NFIP

Federal disaster declarations in Herkimer County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2019-12-19
Severe Storms And FloodingSevere Storm · Major disaster · 2014-07-08
Severe Storms And FloodingFlood · Major disaster · 2013-07-12
Hurricane SandyHurricane · Emergency · 2012-10-28
Remnants Of Tropical Storm LeeSevere Storm · Major disaster · 2011-09-13
Remnants Of Tropical Storm LeeSevere Storm · Emergency · 2011-09-08

13 flood, storm or hurricane declarations for Herkimer County since 2000.

Check a specific address in Ilion.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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