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Flood history · Center Moriches, NY 11934

Flood insurance claims in Center Moriches, NY 11934

451 claims since 1978 and $11.5 million paid. Here's what the public record shows, and how to check a specific address.

451flood insurance claims since 1978
$11.5 millionpaid to policyholders
$31,470average paid claim
26claims in the last 10 years
25%of claims outside high-risk zones
#69of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11934 since 1978.

1978: 6 claims1979: 2 claims1980: 1 claims1982: 3 claims1984: 1 claims1985: 47 claims1986: 1 claims1987: 1 claims1989: 2 claims1991: 25 claims1992: 15 claims1993: 39 claims1996: 1 claims1997: 2 claims1998: 4 claims2001: 1 claims2003: 1 claims2004: 1 claims2005: 38 claims2007: 4 claims2008: 1 claims2010: 22 claims2011: 33 claims2012: 173 claims2013: 1 claims2018: 3 claims2021: 2 claims2022: 3 claims2023: 5 claims2024: 13 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 38% of claims.

26 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201217238%
Hurricane Gloria19854710%
Torrential rain2005378%
Blizzard of 19931993378%
Hurricane Irene2011327%
The "Halloween" Storm1991215%

Flood zone at time of claim

High-risk zones (A, V)75% · 337
Moderate or minimal risk (X, B, C)25% · 112
Undetermined (D)0% · 2

NFIP communities

Brookhaven,Town OfParticipates in the NFIP

Federal disaster declarations in Suffolk County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storm And FloodingSevere Storm · Emergency · 2024-08-25
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02

17 flood, storm or hurricane declarations for Suffolk County since 2000.

Check a specific address in Center Moriches.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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