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Flood history · Melville, NY 11747

Flood insurance claims in Melville, NY 11747

61 claims since 1978 and $352,462 paid. Here's what the public record shows, and how to check a specific address.

61flood insurance claims since 1978
$352,462paid to policyholders
$7,343average paid claim
7claims in the last 10 years
95%of claims outside high-risk zones
#305of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11747 since 1978.

1978: 2 claims1979: 10 claims1980: 6 claims1981: 3 claims1982: 2 claims1983: 3 claims1984: 1 claims1985: 1 claims1988: 1 claims1992: 1 claims1993: 1 claims1994: 1 claims1996: 1 claims1999: 1 claims2004: 1 claims2007: 8 claims2008: 2 claims2010: 1 claims2011: 4 claims2013: 4 claims2018: 1 claims2021: 1 claims2023: 3 claims2024: 2 claims19801990200020102020

What the record says

About 95% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Not a named storm, accounts for 10% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Not a named storm1979610%
Late-September New York Flooding202335%
Hurricane Irene201135%
Unnamed flooding198023%
December Storm - Nor'easter199212%
Late summer storms201112%

Flood zone at time of claim

High-risk zones (A, V)5% · 3
Moderate or minimal risk (X, B, C)87% · 53
Zone not recorded8% · 5

NFIP communities

Huntington, Town OfParticipates in the NFIP

Federal disaster declarations in Suffolk County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storm And FloodingSevere Storm · Emergency · 2024-08-25
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02

17 flood, storm or hurricane declarations for Suffolk County since 2000.

Check a specific address in Melville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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