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Flood history · Suffern, NY 10901

Flood insurance claims in Suffern, NY 10901

551 claims since 1978 and $6.9 million paid. Here's what the public record shows, and how to check a specific address.

551flood insurance claims since 1978
$6.9 millionpaid to policyholders
$15,095average paid claim
14claims in the last 10 years
28%of claims outside high-risk zones
#56of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 10901 since 1978.

1978: 10 claims1979: 27 claims1980: 47 claims1981: 13 claims1982: 5 claims1983: 7 claims1984: 79 claims1989: 3 claims1991: 1 claims1992: 1 claims1993: 1 claims1994: 1 claims1995: 2 claims1996: 1 claims1998: 2 claims1999: 124 claims2001: 2 claims2003: 2 claims2005: 15 claims2007: 12 claims2008: 2 claims2010: 8 claims2011: 170 claims2014: 1 claims2015: 1 claims2017: 1 claims2020: 1 claims2021: 9 claims2023: 3 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 27% of claims.

14 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Suffern, Village Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene201115027%
Hurricane Floyd199912322%
Not a named storm1980417%
Unnamed flooding1980255%
Torrential rain2005153%
April 2007 Nor'easter2007122%

Flood zone at time of claim

High-risk zones (A, V)66% · 361
Moderate or minimal risk (X, B, C)26% · 143
Zone not recorded9% · 47

NFIP communities

Suffern, Village OfCRS class 9 · up to 05% off
Montebello, Village OfParticipates in the NFIP
Wesley Hills, Village OfParticipates in the NFIP
Ramapo, Town OfParticipates in the NFIP

Federal disaster declarations in Rockland County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2023-07-22
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Rockland County since 2000.

Check a specific address in Suffern.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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