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Flood history · Yonkers, NY 10710

Flood insurance claims in Yonkers, NY 10710

170 claims since 1978 and $4.0 million paid. Here's what the public record shows, and how to check a specific address.

170flood insurance claims since 1978
$4.0 millionpaid to policyholders
$32,529average paid claim
64claims in the last 10 years
45%of claims outside high-risk zones
#132of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 10710 since 1978.

1978: 3 claims1979: 21 claims1980: 29 claims1981: 3 claims1982: 5 claims1983: 9 claims1984: 15 claims1990: 1 claims1995: 1 claims1999: 2 claims2000: 2 claims2007: 4 claims2009: 1 claims2010: 1 claims2011: 8 claims2013: 1 claims2018: 1 claims2019: 1 claims2021: 19 claims2023: 9 claims2025: 28 claims2026: 6 claims19801990200020102020

What the record says

About 45% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Not a named storm, accounts for 15% of claims.

Flooding here is recent: 64 claims (38%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Not a named storm19792615%
Hurricane Ida20211811%
2025 July NYC Metro Area Flooding2025159%
Unnamed flooding1980127%
Late-September New York Flooding202385%
Hurricane Irene201142%

Flood zone at time of claim

High-risk zones (A, V)39% · 66
Moderate or minimal risk (X, B, C)32% · 55
Zone not recorded29% · 49

NFIP communities

Yonkers, City OfParticipates in the NFIP
Greenburgh,Town OfParticipates in the NFIP

Federal disaster declarations in Westchester County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingFlood · Major disaster · 2024-01-30
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02
Hurricane SandyHurricane · Major disaster · 2012-10-30

15 flood, storm or hurricane declarations for Westchester County since 2000.

Check a specific address in Yonkers.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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