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Flood history · Hartsdale, NY 10530

Flood insurance claims in Hartsdale, NY 10530

102 claims since 1978 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

102flood insurance claims since 1978
$1.1 millionpaid to policyholders
$14,862average paid claim
19claims in the last 10 years
77%of claims outside high-risk zones
#206of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 10530 since 1978.

1978: 5 claims1979: 16 claims1980: 18 claims1981: 4 claims1983: 4 claims1984: 14 claims1989: 1 claims1996: 1 claims2005: 1 claims2007: 3 claims2010: 6 claims2011: 5 claims2013: 2 claims2014: 1 claims2015: 1 claims2016: 1 claims2017: 1 claims2021: 12 claims2023: 6 claims19801990200020102020

What the record says

About 77% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Not a named storm, accounts for 22% of claims.

19 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Not a named storm19792222%
Hurricane Ida20211212%
Unnamed flooding198166%
Late-September New York Flooding202366%
March 2010 Nor'easter201044%
April 2007 Nor'easter200733%

Flood zone at time of claim

High-risk zones (A, V)16% · 16
Moderate or minimal risk (X, B, C)53% · 54
Zone not recorded31% · 32

NFIP communities

Greenburgh,Town OfParticipates in the NFIP

Federal disaster declarations in Westchester County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingFlood · Major disaster · 2024-01-30
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02
Hurricane SandyHurricane · Major disaster · 2012-10-30

15 flood, storm or hurricane declarations for Westchester County since 2000.

Check a specific address in Hartsdale.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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