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Flood history · Staten Island, NY 10305

Flood insurance claims in Staten Island, NY 10305

3,604 claims since 1978 and $69.5 million paid. Here's what the public record shows, and how to check a specific address.

3,604flood insurance claims since 1978
$69.5 millionpaid to policyholders
$22,508average paid claim
78claims in the last 10 years
18%of claims outside high-risk zones
#7of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 10305 since 1978.

1978: 423 claims1979: 499 claims1980: 445 claims1981: 134 claims1982: 54 claims1983: 165 claims1984: 43 claims1985: 13 claims1986: 1 claims1987: 1 claims1988: 37 claims1989: 6 claims1990: 5 claims1991: 17 claims1992: 47 claims1993: 2 claims1994: 11 claims1995: 1 claims1996: 31 claims1997: 8 claims1998: 5 claims1999: 8 claims2000: 3 claims2001: 3 claims2002: 4 claims2003: 7 claims2004: 14 claims2005: 3 claims2006: 4 claims2007: 58 claims2008: 4 claims2009: 2 claims2010: 36 claims2011: 254 claims2012: 1156 claims2013: 4 claims2014: 8 claims2015: 10 claims2017: 5 claims2018: 5 claims2019: 1 claims2021: 57 claims2022: 1 claims2023: 8 claims2026: 1 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 32% of claims.

78 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20121,14332%
Not a named storm197934910%
Hurricane Irene20111705%
Unnamed flooding19811304%
Late summer storms2011782%
April 2007 Nor'easter2007552%

Flood zone at time of claim

High-risk zones (A, V)42% · 1,518
Moderate or minimal risk (X, B, C)10% · 344
Zone not recorded48% · 1,742

NFIP communities

New York, City OfParticipates in the NFIP

Federal disaster declarations in Richmond County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

13 flood, storm or hurricane declarations for Richmond County since 2000.

Check a specific address in Staten Island.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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