FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Seabrook, NH 03874

Flood insurance claims in Seabrook, NH 03874

91 claims since 1978 and $801,976 paid. Here's what the public record shows, and how to check a specific address.

91flood insurance claims since 1978
$801,976paid to policyholders
$11,623average paid claim
8claims in the last 10 years
15%of claims outside high-risk zones
#9of 198 New Hampshire ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 03874 since 1978.

1978: 4 claims1979: 8 claims1981: 1 claims1982: 1 claims1983: 3 claims1987: 5 claims1988: 1 claims1991: 12 claims1992: 1 claims1993: 4 claims1996: 13 claims1998: 1 claims2006: 18 claims2007: 5 claims2010: 3 claims2012: 1 claims2013: 2 claims2018: 2 claims2020: 1 claims2024: 5 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 16% of claims.

8 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19961516%
The "Halloween" Storm19911112%
March 2010 Nor'easter201033%

Flood zone at time of claim

High-risk zones (A, V)66% · 60
Moderate or minimal risk (X, B, C)12% · 11
Zone not recorded22% · 20

NFIP communities

Hampton, Town OfParticipates in the NFIP
Seabrook, Town OfParticipates in the NFIP
Seabrook Beach Village DistrictParticipates in the NFIP

Federal disaster declarations in Rockingham County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2024-04-19
Severe Storms And FloodingFlood · Major disaster · 2023-09-14
Severe Storm And FloodingCoastal Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2015-03-25
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-19
Hurricane SandyHurricane · Major disaster · 2012-11-28

17 flood, storm or hurricane declarations for Rockingham County since 2000.

Check a specific address in Seabrook.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All New Hampshire ZIP codes · All states · Flood zones explained