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Flood history · Rye Beach, NH 03871

Flood insurance claims in Rye Beach, NH 03871

76 claims since 1978 and $1.6 million paid. Here's what the public record shows, and how to check a specific address.

76flood insurance claims since 1978
$1.6 millionpaid to policyholders
$28,564average paid claim
10claims in the last 10 years
16%of claims outside high-risk zones
#10of 198 New Hampshire ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 03871 since 1978.

1978: 13 claims1980: 1 claims1987: 3 claims1990: 2 claims1991: 24 claims1992: 1 claims1993: 3 claims1996: 5 claims2001: 2 claims2006: 7 claims2007: 2 claims2010: 2 claims2013: 1 claims2018: 3 claims2024: 7 claims19801990200020102020

What the record says

84% of claims were on properties in high-risk zones and 16% outside them.

Losses are spread across many events; the largest, The "Halloween" Storm, accounts for 32% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
The "Halloween" Storm19912432%
Unnamed flooding198757%
March 2010 Nor'easter201023%

Flood zone at time of claim

High-risk zones (A, V)67% · 51
Moderate or minimal risk (X, B, C)13% · 10
Zone not recorded20% · 15

NFIP communities

Rye, Town OfParticipates in the NFIP

Federal disaster declarations in Rockingham County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2024-04-19
Severe Storms And FloodingFlood · Major disaster · 2023-09-14
Severe Storm And FloodingCoastal Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2015-03-25
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-19
Hurricane SandyHurricane · Major disaster · 2012-11-28

17 flood, storm or hurricane declarations for Rockingham County since 2000.

Check a specific address in Rye Beach.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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