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Flood history · Calabash, NC 28467

Flood insurance claims in Calabash, NC 28467

211 claims since 1987 and $3.8 million paid. Here's what the public record shows, and how to check a specific address.

211flood insurance claims since 1987
$3.8 millionpaid to policyholders
$22,046average paid claim
116claims in the last 10 years
29%of claims outside high-risk zones
#87of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 28467 since 1978.

1987: 2 claims1989: 1 claims1994: 1 claims1996: 6 claims1998: 4 claims1999: 31 claims2000: 1 claims2004: 6 claims2006: 1 claims2012: 1 claims2013: 1 claims2015: 35 claims2016: 5 claims2018: 113 claims2019: 2 claims2024: 1 claims1990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

One event dominates the record: Hurricane Florence accounts for 53% of all claims in this ZIP code.

Flooding here is recent: 116 claims (55%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Brunswick County* takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Florence201811253%
October severe storms20153215%
Hurricane Floyd19993115%
Hurricane Fran199652%
Hurricane Charley200452%
Hurricane Matthew201652%

Flood zone at time of claim

High-risk zones (A, V)71% · 150
Moderate or minimal risk (X, B, C)29% · 61

NFIP communities

Brunswick County*CRS class 8 · up to 10% off
Carolina Shores, Town OfCRS class 9 · up to 05% off
Calabash, Town OfParticipates in the NFIP
Sunset Beach, Town OfCRS class 6 · up to 20% off

Federal disaster declarations in Brunswick County

Flood, hurricane and storm declarations since 2000.

Potential Tropical Cyclone EightTropical Storm · Major disaster · 2024-10-19
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Major disaster · 2020-10-14
Hurricane IsaiasHurricane · Emergency · 2020-08-02

22 flood, storm or hurricane declarations for Brunswick County since 2000.

Check a specific address in Calabash.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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