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Flood history · Supply, NC 28462

Flood insurance claims in Supply, NC 28462

2,408 claims since 1979 and $15.1 million paid. Here's what the public record shows, and how to check a specific address.

2,408flood insurance claims since 1979
$15.1 millionpaid to policyholders
$11,216average paid claim
234claims in the last 10 years
2%of claims outside high-risk zones
#11of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 28462 since 1978.

1979: 11 claims1980: 1 claims1982: 2 claims1983: 9 claims1984: 41 claims1985: 6 claims1986: 10 claims1987: 117 claims1988: 4 claims1989: 478 claims1990: 41 claims1991: 18 claims1992: 6 claims1993: 221 claims1994: 7 claims1995: 29 claims1996: 185 claims1997: 1 claims1998: 143 claims1999: 502 claims2000: 3 claims2001: 4 claims2003: 2 claims2004: 174 claims2005: 35 claims2008: 4 claims2010: 19 claims2011: 7 claims2014: 2 claims2015: 7 claims2016: 85 claims2017: 1 claims2018: 48 claims2020: 138 claims2022: 23 claims2023: 5 claims2024: 19 claims19801990200020102020

What the record says

Almost all claims here (98%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 19% of claims.

234 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Holden Beach, Town Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd199946819%
Hurricane Hugo198946719%
Hurricane Charley20041526%
Hurricane Fran19961466%
Hurricane Bonnie19981366%
Hurricane Isaias20201366%

Flood zone at time of claim

High-risk zones (A, V)98% · 2,356
Moderate or minimal risk (X, B, C)2% · 49
Zone not recorded0% · 3

NFIP communities

Holden Beach, Town OfCRS class 6 · up to 20% off
Brunswick County*CRS class 8 · up to 10% off
Varnamtown, Town OfParticipates in the NFIP

Federal disaster declarations in Brunswick County

Flood, hurricane and storm declarations since 2000.

Potential Tropical Cyclone EightTropical Storm · Major disaster · 2024-10-19
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Major disaster · 2020-10-14
Hurricane IsaiasHurricane · Emergency · 2020-08-02

22 flood, storm or hurricane declarations for Brunswick County since 2000.

Check a specific address in Supply.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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