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Flood history · High Point, NC 27262

Flood insurance claims in High Point, NC 27262

55 claims since 1979 and $554,919 paid. Here's what the public record shows, and how to check a specific address.

55flood insurance claims since 1979
$554,919paid to policyholders
$13,212average paid claim
11claims in the last 10 years
34%of claims outside high-risk zones
#197of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 27262 since 1978.

1979: 3 claims1981: 1 claims1983: 2 claims1987: 1 claims1988: 1 claims1989: 1 claims1990: 1 claims1992: 3 claims1993: 5 claims1995: 1 claims1996: 4 claims1998: 4 claims2002: 1 claims2003: 13 claims2008: 2 claims2010: 1 claims2018: 1 claims2020: 2 claims2024: 1 claims2025: 7 claims19801990200020102020

What the record says

About 34% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, 2025 July TS Chantal, accounts for 13% of claims.

11 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
2025 July TS Chantal2025713%
Hurricane Fran199635%
Hurricane Isabel200324%
Torrential rain200212%
Hurricane Hugo198912%

Flood zone at time of claim

High-risk zones (A, V)64% · 35
Moderate or minimal risk (X, B, C)33% · 18
Zone not recorded4% · 2

NFIP communities

High Point, City OfParticipates in the NFIP

Federal disaster declarations in Guilford County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Hurricane DorianHurricane · Emergency · 2019-09-03
Hurricane FlorenceHurricane · Major disaster · 2018-09-14

12 flood, storm or hurricane declarations for Guilford County since 2000.

Check a specific address in High Point.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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