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Flood history · Burlington, NC 27215

Flood insurance claims in Burlington, NC 27215

50 claims since 1978 and $846,683 paid. Here's what the public record shows, and how to check a specific address.

50flood insurance claims since 1978
$846,683paid to policyholders
$21,710average paid claim
17claims in the last 10 years
15%of claims outside high-risk zones
#211of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 27215 since 1978.

1978: 1 claims1979: 1 claims1982: 1 claims1984: 2 claims1987: 1 claims1990: 1 claims1994: 1 claims1995: 4 claims1996: 5 claims2003: 5 claims2011: 2 claims2015: 2 claims2016: 7 claims2018: 5 claims2020: 2 claims2025: 10 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, 2025 July TS Chantal, accounts for 18% of claims.

Flooding here is recent: 17 claims (34%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
2025 July TS Chantal2025918%
Hurricane Fran199648%
Hurricane Florence201824%
October severe storms201512%
Hurricane Matthew201612%
Hurricane Bertha199612%

Flood zone at time of claim

High-risk zones (A, V)80% · 40
Moderate or minimal risk (X, B, C)14% · 7
Zone not recorded6% · 3

NFIP communities

Burlington, City OfParticipates in the NFIP

Federal disaster declarations in Alamance County

Flood, hurricane and storm declarations since 2000.

Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Hurricane DorianHurricane · Emergency · 2019-09-03
Tropical Storm MichaelHurricane · Major disaster · 2019-01-31

13 flood, storm or hurricane declarations for Alamance County since 2000.

Check a specific address in Burlington.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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