FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Mount Airy, NC 27030

Flood insurance claims in Mount Airy, NC 27030

70 claims since 1978 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

70flood insurance claims since 1978
$1.2 millionpaid to policyholders
$22,561average paid claim
8claims in the last 10 years
18%of claims outside high-risk zones
#164of 744 North Carolina ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 27030 since 1978.

1978: 1 claims1979: 2 claims1980: 25 claims1982: 2 claims1983: 9 claims1984: 2 claims1985: 8 claims1987: 2 claims1989: 6 claims1999: 1 claims2003: 4 claims2023: 2 claims2026: 6 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

8 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198969%
Hurricane Dennis199911%

Flood zone at time of claim

High-risk zones (A, V)51% · 36
Moderate or minimal risk (X, B, C)11% · 8
Zone not recorded37% · 26

NFIP communities

Mount Airy,City OfParticipates in the NFIP

Federal disaster declarations in Surry County

Flood, hurricane and storm declarations since 2000.

Tropical Storm HeleneTropical Storm · Major disaster · 2024-09-28
Hurricane HeleneTropical Storm · Emergency · 2024-09-26
Tropical Storm DebbyTropical Storm · Emergency · 2024-08-06
Hurricane IanHurricane · Emergency · 2022-10-01
Hurricane IsaiasHurricane · Emergency · 2020-08-02
Hurricane DorianHurricane · Emergency · 2019-09-03

10 flood, storm or hurricane declarations for Surry County since 2000.

Check a specific address in Mount Airy.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All North Carolina ZIP codes · All states · Flood zones explained