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Flood history · Lakeshore, MS 39558

Flood insurance claims in Lakeshore, MS 39558

152 claims since 1980 and $8.1 million paid. Here's what the public record shows, and how to check a specific address.

152flood insurance claims since 1980
$8.1 millionpaid to policyholders
$60,175average paid claim
1claims in the last 10 years
13%of claims outside high-risk zones
#61of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39558 since 1978.

1980: 1 claims1983: 9 claims1984: 1 claims1985: 16 claims1986: 1 claims1987: 2 claims1991: 2 claims1992: 1 claims1995: 5 claims1998: 10 claims2000: 1 claims2001: 5 claims2002: 18 claims2005: 73 claims2008: 3 claims2012: 3 claims2020: 1 claims19801990200020102020

What the record says

87% of claims were on properties in high-risk zones and 13% outside them.

One event dominates the record: Hurricane Katrina accounts for 48% of all claims in this ZIP code.

1 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina20057348%
Tropical Storm Isidore20021510%
Hurricane Georges199853%
Tropical Storm Allison200143%
Hurricane Lili200232%
Hurricane Isaac201232%

Flood zone at time of claim

High-risk zones (A, V)85% · 129
Moderate or minimal risk (X, B, C)13% · 20
Zone not recorded2% · 3

NFIP communities

Hancock County*Participates in the NFIP

Federal disaster declarations in Hancock County

Flood, hurricane and storm declarations since 2000.

Tropical Storm ArthurTropical Storm · Major disaster · 2026-08-03
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-06-10
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane ZetaHurricane · Major disaster · 2020-12-31
Hurricane ZetaHurricane · Emergency · 2020-10-28

21 flood, storm or hurricane declarations for Hancock County since 2000.

Check a specific address in Lakeshore.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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