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Flood history · Kiln, MS 39556

Flood insurance claims in Kiln, MS 39556

747 claims since 1981 and $35.9 million paid. Here's what the public record shows, and how to check a specific address.

747flood insurance claims since 1981
$35.9 millionpaid to policyholders
$55,893average paid claim
136claims in the last 10 years
7%of claims outside high-risk zones
#22of 387 Mississippi ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 39556 since 1978.

1981: 1 claims1982: 2 claims1983: 1 claims1985: 5 claims1987: 1 claims1989: 1 claims1990: 1 claims1995: 69 claims1998: 15 claims2001: 5 claims2002: 83 claims2003: 3 claims2005: 268 claims2006: 1 claims2008: 54 claims2012: 88 claims2014: 4 claims2015: 1 claims2016: 8 claims2017: 3 claims2018: 1 claims2019: 1 claims2020: 16 claims2021: 41 claims2024: 3 claims2026: 71 claims1990200020102020

What the record says

Almost all claims here (93%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Katrina, accounts for 35% of claims.

136 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina200526035%
Hurricane Isaac20128011%
Tropical Storm Isidore20027310%
2026-06-Arthur-TS2026618%
Hurricane Gustav2008486%
Hurricane Ida2021233%

Flood zone at time of claim

High-risk zones (A, V)92% · 687
Moderate or minimal risk (X, B, C)7% · 55
Zone not recorded1% · 5

NFIP communities

Hancock County*Participates in the NFIP

Federal disaster declarations in Hancock County

Flood, hurricane and storm declarations since 2000.

Tropical Storm ArthurTropical Storm · Major disaster · 2026-08-03
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-06-10
Hurricane IdaHurricane · Major disaster · 2021-10-22
Hurricane IdaHurricane · Emergency · 2021-08-28
Hurricane ZetaHurricane · Major disaster · 2020-12-31
Hurricane ZetaHurricane · Emergency · 2020-10-28

21 flood, storm or hurricane declarations for Hancock County since 2000.

Check a specific address in Kiln.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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