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Flood history · Monett, MO 65708

Flood insurance claims in Monett, MO 65708

59 claims since 1981 and $2.3 million paid. Here's what the public record shows, and how to check a specific address.

59flood insurance claims since 1981
$2.3 millionpaid to policyholders
$48,489average paid claim
10claims in the last 10 years
24%of claims outside high-risk zones
#142of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 65708 since 1978.

1981: 10 claims1990: 1 claims1993: 4 claims1995: 2 claims1999: 3 claims2008: 14 claims2009: 9 claims2013: 1 claims2015: 5 claims2021: 10 claims1990200020102020

What the record says

76% of claims were on properties in high-risk zones and 24% outside them.

Losses are spread across many events; the largest, Early winter storms, accounts for 8% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Early winter storms201558%
Unnamed flooding199523%
March storm200812%

Flood zone at time of claim

High-risk zones (A, V)63% · 37
Moderate or minimal risk (X, B, C)20% · 12
Zone not recorded17% · 10

NFIP communities

Monett, City OfParticipates in the NFIP

Federal disaster declarations in Barry County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-06-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-07-23
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2023-09-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21

20 flood, storm or hurricane declarations for Barry County since 2000.

Check a specific address in Monett.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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