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Flood history · Neosho, MO 64850

Flood insurance claims in Neosho, MO 64850

86 claims since 1980 and $1.9 million paid. Here's what the public record shows, and how to check a specific address.

86flood insurance claims since 1980
$1.9 millionpaid to policyholders
$27,325average paid claim
52claims in the last 10 years
31%of claims outside high-risk zones
#109of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 64850 since 1978.

1980: 1 claims1991: 1 claims1992: 2 claims1993: 4 claims1995: 3 claims1996: 1 claims1997: 1 claims2000: 1 claims2003: 5 claims2004: 1 claims2008: 3 claims2010: 1 claims2011: 3 claims2015: 6 claims2016: 1 claims2017: 25 claims2019: 23 claims2024: 1 claims2026: 3 claims19801990200020102020

What the record says

About 31% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Late spring severe storms, accounts for 29% of claims.

Flooding here is recent: 52 claims (60%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring severe storms20172529%
Midwest Flooding199345%
Early winter storms201545%
Unnamed flooding199533%
Mid-spring storms201111%

Flood zone at time of claim

High-risk zones (A, V)64% · 55
Moderate or minimal risk (X, B, C)29% · 25
Zone not recorded7% · 6

NFIP communities

Neosho, City OfParticipates in the NFIP
Newton County *Participates in the NFIP

Federal disaster declarations in Newton County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2026-08-03
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-06-09
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Emergency · 2016-01-02

17 flood, storm or hurricane declarations for Newton County since 2000.

Check a specific address in Neosho.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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