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Flood history · Washington, MO 63090

Flood insurance claims in Washington, MO 63090

51 claims since 1982 and $2.7 million paid. Here's what the public record shows, and how to check a specific address.

51flood insurance claims since 1982
$2.7 millionpaid to policyholders
$57,698average paid claim
2claims in the last 10 years
24%of claims outside high-risk zones
#150of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63090 since 1978.

1982: 2 claims1983: 1 claims1985: 1 claims1986: 4 claims1993: 11 claims1994: 4 claims1995: 11 claims2000: 9 claims2008: 1 claims2011: 1 claims2013: 1 claims2015: 3 claims2017: 1 claims2019: 1 claims1990200020102020

What the record says

76% of claims were on properties in high-risk zones and 24% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 35% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19941835%
Midwest Flooding1993918%
Early winter storms201524%
March storm200812%
Late spring severe storms201712%
Not a named storm198212%

Flood zone at time of claim

High-risk zones (A, V)61% · 31
Moderate or minimal risk (X, B, C)20% · 10
Zone not recorded20% · 10

NFIP communities

Gasconade County*Participates in the NFIP
Washington, City OfParticipates in the NFIP

Federal disaster declarations in Franklin County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Emergency · 2016-01-02
FloodingFlood · Emergency · 2011-06-30
Severe Winter StormSevere Storm · Emergency · 2011-02-03

10 flood, storm or hurricane declarations for Franklin County since 2000.

Check a specific address in Washington.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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