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Flood history · Eureka, MO 63025

Flood insurance claims in Eureka, MO 63025

1,208 claims since 1978 and $17.3 million paid. Here's what the public record shows, and how to check a specific address.

1,208flood insurance claims since 1978
$17.3 millionpaid to policyholders
$15,985average paid claim
96claims in the last 10 years
5%of claims outside high-risk zones
#6of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63025 since 1978.

1978: 3 claims1979: 45 claims1980: 2 claims1981: 4 claims1982: 89 claims1983: 77 claims1984: 2 claims1985: 110 claims1986: 46 claims1987: 1 claims1990: 82 claims1991: 1 claims1992: 31 claims1993: 288 claims1994: 144 claims1995: 12 claims1996: 14 claims1997: 1 claims1998: 1 claims1999: 1 claims2000: 5 claims2001: 1 claims2002: 1 claims2008: 72 claims2009: 7 claims2011: 3 claims2013: 2 claims2015: 64 claims2016: 3 claims2017: 86 claims2019: 5 claims2024: 5 claims19801990200020102020

What the record says

Almost all claims here (95%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 23% of claims.

96 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199428223%
Not a named storm1982857%
Late spring severe storms2017847%
Early winter storms2015676%
March storm2008504%
Midwest Flooding1993302%

Flood zone at time of claim

High-risk zones (A, V)87% · 1,047
Moderate or minimal risk (X, B, C)5% · 59
Zone not recorded8% · 102

NFIP communities

Jefferson County*Participates in the NFIP
Eureka, City OfParticipates in the NFIP
St. Louis County *Participates in the NFIP
Wildwood, City OfParticipates in the NFIP

Federal disaster declarations in St. Louis County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Emergency · 2016-01-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-08-07

17 flood, storm or hurricane declarations for St. Louis County since 2000.

Check a specific address in Eureka.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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