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Flood history · Valley Park, MO 63088

Flood insurance claims in Valley Park, MO 63088

2,250 claims since 1979 and $35.1 million paid. Here's what the public record shows, and how to check a specific address.

2,250flood insurance claims since 1979
$35.1 millionpaid to policyholders
$17,338average paid claim
26claims in the last 10 years
3%of claims outside high-risk zones
#2of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63088 since 1978.

1979: 62 claims1982: 215 claims1983: 397 claims1985: 324 claims1986: 13 claims1987: 4 claims1990: 10 claims1993: 518 claims1994: 472 claims1995: 105 claims1996: 26 claims1997: 1 claims1998: 4 claims1999: 1 claims2002: 22 claims2005: 1 claims2008: 12 claims2015: 36 claims2016: 1 claims2017: 22 claims2019: 2 claims2024: 2 claims19801990200020102020

What the record says

Almost all claims here (97%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 27% of claims.

26 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199459927%
Not a named storm19822139%
Early winter storms2015362%
Midwest Flooding1993281%
Late spring severe storms2017211%
March storm200850%

Flood zone at time of claim

High-risk zones (A, V)91% · 2,053
Moderate or minimal risk (X, B, C)3% · 62
Zone not recorded6% · 135

NFIP communities

Valley Park, City OfParticipates in the NFIP
St. Louis County *Participates in the NFIP

Federal disaster declarations in St. Louis County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-06-09
Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms And FloodingFlood · Major disaster · 2022-08-08
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Emergency · 2016-01-02

18 flood, storm or hurricane declarations for St. Louis County since 2000.

Check a specific address in Valley Park.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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