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Flood history · Hallowell, ME 04347

Flood insurance claims in Hallowell, ME 04347

78 claims since 1979 and $1.6 million paid. Here's what the public record shows, and how to check a specific address.

78flood insurance claims since 1979
$1.6 millionpaid to policyholders
$25,424average paid claim
23claims in the last 10 years
4%of claims outside high-risk zones
#15of 304 Maine ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 04347 since 1978.

1979: 1 claims1983: 3 claims1984: 3 claims1985: 1 claims1986: 3 claims1987: 13 claims1993: 6 claims1994: 1 claims1996: 1 claims1998: 1 claims2003: 1 claims2005: 6 claims2007: 1 claims2008: 2 claims2010: 7 claims2011: 1 claims2014: 4 claims2018: 4 claims2020: 1 claims2023: 18 claims19801990200020102020

What the record says

Almost all claims here (96%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, December Nor'easter, accounts for 19% of claims.

23 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
December Nor'easter20231519%
Unnamed flooding19871317%
April 2007 Nor'easter200711%

Flood zone at time of claim

High-risk zones (A, V)95% · 74
Moderate or minimal risk (X, B, C)4% · 3
Zone not recorded1% · 1

NFIP communities

Hallowell, City OfParticipates in the NFIP

Federal disaster declarations in Kennebec County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-01-30
Hurricane LeeHurricane · Emergency · 2023-09-14
Severe Storm And FloodingFlood · Major disaster · 2023-07-06
Severe Storm And FloodingSevere Storm · Major disaster · 2018-01-02
Severe Storms And Inland And Coastal FloodingSevere Storm · Major disaster · 2007-04-25
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-19

10 flood, storm or hurricane declarations for Kennebec County since 2000.

Check a specific address in Hallowell.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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