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Flood history · Auburn, ME 04210

Flood insurance claims in Auburn, ME 04210

70 claims since 1979 and $622,608 paid. Here's what the public record shows, and how to check a specific address.

70flood insurance claims since 1979
$622,608paid to policyholders
$10,923average paid claim
12claims in the last 10 years
34%of claims outside high-risk zones
#18of 304 Maine ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 04210 since 1978.

1979: 2 claims1980: 1 claims1984: 2 claims1986: 1 claims1987: 40 claims1989: 5 claims1994: 1 claims1995: 1 claims2000: 1 claims2005: 2 claims2006: 1 claims2012: 1 claims2017: 1 claims2019: 1 claims2022: 2 claims2023: 7 claims2024: 1 claims19801990200020102020

What the record says

About 34% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 56% of all claims in this ZIP code.

12 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Auburn, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19873956%
December Nor'easter202369%

Flood zone at time of claim

High-risk zones (A, V)57% · 40
Moderate or minimal risk (X, B, C)30% · 21
Zone not recorded13% · 9

NFIP communities

Auburn, City OfCRS class 9 · up to 05% off

Federal disaster declarations in Androscoggin County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-01-30
Hurricane LeeHurricane · Emergency · 2023-09-14
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-03-25
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2009-01-09
Severe Storms, Flooding, And TornadoesSevere Storm · Major disaster · 2008-09-09
Severe Storms And Inland And Coastal FloodingSevere Storm · Major disaster · 2007-04-25

9 flood, storm or hurricane declarations for Androscoggin County since 2000.

Check a specific address in Auburn.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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