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Flood history · Fryeburg, ME 04037

Flood insurance claims in Fryeburg, ME 04037

58 claims since 1978 and $737,402 paid. Here's what the public record shows, and how to check a specific address.

58flood insurance claims since 1978
$737,402paid to policyholders
$15,689average paid claim
7claims in the last 10 years
7%of claims outside high-risk zones
#19of 304 Maine ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 04037 since 1978.

1978: 1 claims1979: 1 claims1984: 1 claims1987: 18 claims1989: 1 claims1991: 1 claims1993: 1 claims1996: 2 claims1998: 18 claims2001: 1 claims2003: 1 claims2005: 1 claims2008: 1 claims2014: 3 claims2017: 1 claims2019: 1 claims2023: 5 claims19801990200020102020

What the record says

Almost all claims here (93%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

7 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19871831%
December Nor'easter202335%

Flood zone at time of claim

High-risk zones (A, V)88% · 51
Moderate or minimal risk (X, B, C)7% · 4
Zone not recorded5% · 3

NFIP communities

Fryeburg, Town OfParticipates in the NFIP

Federal disaster declarations in Oxford County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-01-30
Hurricane LeeHurricane · Emergency · 2023-09-14
Severe Storm And FloodingFlood · Major disaster · 2023-09-06
Severe Storm And FloodingFlood · Major disaster · 2023-07-06
Severe Storm And FloodingSevere Storm · Major disaster · 2023-03-22
Severe Storm And FloodingSevere Storm · Major disaster · 2018-01-02

15 flood, storm or hurricane declarations for Oxford County since 2000.

Check a specific address in Fryeburg.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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