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Flood history · Stevensville, MD 21666

Flood insurance claims in Stevensville, MD 21666

451 claims since 1978 and $4.3 million paid. Here's what the public record shows, and how to check a specific address.

451flood insurance claims since 1978
$4.3 millionpaid to policyholders
$14,021average paid claim
49claims in the last 10 years
26%of claims outside high-risk zones
#8of 413 Maryland ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 21666 since 1978.

1978: 1 claims1979: 6 claims1980: 2 claims1981: 2 claims1982: 1 claims1983: 4 claims1985: 4 claims1986: 1 claims1989: 4 claims1990: 4 claims1992: 2 claims1995: 1 claims1996: 29 claims1997: 1 claims1998: 4 claims1999: 24 claims2000: 3 claims2003: 257 claims2004: 1 claims2005: 1 claims2006: 6 claims2008: 2 claims2009: 3 claims2010: 9 claims2011: 9 claims2012: 4 claims2013: 5 claims2014: 9 claims2016: 3 claims2018: 5 claims2019: 1 claims2020: 17 claims2021: 13 claims2022: 1 claims2023: 2 claims2024: 8 claims2025: 2 claims19801990200020102020

What the record says

74% of claims were on properties in high-risk zones and 26% outside them.

One event dominates the record: Hurricane Isabel accounts for 54% of all claims in this ZIP code.

49 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Isabel200324454%
Hurricane Fran1996256%
Hurricane Floyd1999225%
Hurricane Isaias2020153%
Hurricane Irene201161%
Hurricane Sandy201241%

Flood zone at time of claim

High-risk zones (A, V)72% · 325
Moderate or minimal risk (X, B, C)25% · 112
Zone not recorded3% · 14

NFIP communities

Queen Annes County*Participates in the NFIP

Federal disaster declarations in Queen Anne's County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Major disaster · 2012-11-20
Hurricane SandyHurricane · Emergency · 2012-10-28
Hurricane IreneHurricane · Major disaster · 2011-09-16
Hurricane IreneHurricane · Emergency · 2011-08-27
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Hurricane IsabelHurricane · Major disaster · 2003-09-19

8 flood, storm or hurricane declarations for Queen Anne's County since 2000.

Check a specific address in Stevensville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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