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Flood history · Cockeysville, MD 21030

Flood insurance claims in Cockeysville, MD 21030

154 claims since 1978 and $4.6 million paid. Here's what the public record shows, and how to check a specific address.

154flood insurance claims since 1978
$4.6 millionpaid to policyholders
$38,705average paid claim
4claims in the last 10 years
9%of claims outside high-risk zones
#23of 413 Maryland ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 21030 since 1978.

1978: 1 claims1979: 39 claims1984: 26 claims1985: 12 claims1989: 13 claims1991: 1 claims1993: 11 claims1996: 1 claims1999: 1 claims2001: 1 claims2002: 1 claims2003: 1 claims2006: 1 claims2008: 8 claims2011: 15 claims2012: 12 claims2014: 5 claims2015: 1 claims2018: 2 claims2021: 1 claims2024: 1 claims19801990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Gloria, accounts for 4% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Gloria198564%
Mid-spring storms201443%
Hurricane Sandy201221%
Unnamed flooding199611%
Hurricane Isabel200311%
Hurricane Irene201111%

Flood zone at time of claim

High-risk zones (A, V)78% · 120
Moderate or minimal risk (X, B, C)8% · 12
Zone not recorded14% · 22

NFIP communities

Baltimore County*Participates in the NFIP

Federal disaster declarations in Baltimore County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingFlood · Major disaster · 2018-07-02
SnowstormSevere Storm · Major disaster · 2014-04-10
Hurricane SandyHurricane · Major disaster · 2012-11-20
Hurricane SandyHurricane · Emergency · 2012-10-28
Remnants Of Tropical Storm LeeFlood · Major disaster · 2011-10-05
Hurricane IreneHurricane · Major disaster · 2011-09-16

11 flood, storm or hurricane declarations for Baltimore County since 2000.

Check a specific address in Cockeysville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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