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Flood history · Churchton, MD 20733

Flood insurance claims in Churchton, MD 20733

150 claims since 1979 and $2.3 million paid. Here's what the public record shows, and how to check a specific address.

150flood insurance claims since 1979
$2.3 millionpaid to policyholders
$20,919average paid claim
9claims in the last 10 years
20%of claims outside high-risk zones
#25of 413 Maryland ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 20733 since 1978.

1979: 5 claims1982: 1 claims1985: 4 claims1989: 1 claims1995: 2 claims1996: 12 claims1998: 1 claims1999: 1 claims2000: 1 claims2003: 104 claims2006: 1 claims2008: 2 claims2009: 1 claims2011: 1 claims2012: 2 claims2014: 2 claims2017: 1 claims2018: 1 claims2021: 3 claims2024: 2 claims2025: 2 claims19801990200020102020

What the record says

80% of claims were on properties in high-risk zones and 20% outside them.

One event dominates the record: Hurricane Isabel accounts for 69% of all claims in this ZIP code.

9 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Isabel200310469%
Hurricane Fran1996117%
Hurricane Debby202411%
Hurricane Sandy201211%
Hurricane Floyd199911%

Flood zone at time of claim

High-risk zones (A, V)77% · 116
Moderate or minimal risk (X, B, C)19% · 29
Zone not recorded3% · 5

NFIP communities

Anne Arundel County *Participates in the NFIP

Federal disaster declarations in Anne Arundel County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Major disaster · 2012-11-20
Hurricane SandyHurricane · Emergency · 2012-10-28
Remnants Of Tropical Storm LeeFlood · Major disaster · 2011-10-05
Hurricane IreneHurricane · Emergency · 2011-08-27
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Hurricane IsabelHurricane · Major disaster · 2003-09-19

8 flood, storm or hurricane declarations for Anne Arundel County since 2000.

Check a specific address in Churchton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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