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Flood history · Newburg, MD 20664

Flood insurance claims in Newburg, MD 20664

75 claims since 1985 and $2.4 million paid. Here's what the public record shows, and how to check a specific address.

75flood insurance claims since 1985
$2.4 millionpaid to policyholders
$38,915average paid claim
3claims in the last 10 years
22%of claims outside high-risk zones
#60of 413 Maryland ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 20664 since 1978.

1985: 1 claims1996: 3 claims1998: 1 claims2003: 46 claims2006: 16 claims2011: 5 claims2018: 1 claims2020: 1 claims2021: 1 claims1990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

One event dominates the record: Hurricane Isabel accounts for 60% of all claims in this ZIP code.

3 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Isabel20034560%
Hurricane Fran199634%
Hurricane Irene201111%
Hurricane Eta202011%

Flood zone at time of claim

High-risk zones (A, V)77% · 58
Moderate or minimal risk (X, B, C)21% · 16
Zone not recorded1% · 1

NFIP communities

Charles County *Participates in the NFIP

Federal disaster declarations in Charles County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Major disaster · 2012-11-20
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-08-02
Remnants Of Tropical Storm LeeFlood · Major disaster · 2011-10-05
Hurricane IreneHurricane · Major disaster · 2011-09-16
Hurricane IreneHurricane · Emergency · 2011-08-27

10 flood, storm or hurricane declarations for Charles County since 2000.

Check a specific address in Newburg.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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