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Flood history · Swansea, MA 02777

Flood insurance claims in Swansea, MA 02777

155 claims since 1978 and $723,217 paid. Here's what the public record shows, and how to check a specific address.

155flood insurance claims since 1978
$723,217paid to policyholders
$7,380average paid claim
9claims in the last 10 years
9%of claims outside high-risk zones
#46of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02777 since 1978.

1978: 18 claims1980: 1 claims1983: 2 claims1984: 1 claims1985: 7 claims1987: 5 claims1991: 37 claims1992: 2 claims1996: 4 claims1997: 3 claims1998: 5 claims2000: 1 claims2001: 3 claims2003: 1 claims2005: 1 claims2006: 3 claims2007: 1 claims2009: 1 claims2010: 37 claims2012: 12 claims2016: 1 claims2018: 2 claims2019: 2 claims2021: 1 claims2022: 2 claims2023: 2 claims19801990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Bob, accounts for 24% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Bob19913724%
March 2010 Nor'easter20103221%
Hurricane Sandy2012128%
Unnamed flooding199864%
December Storm - Nor'easter199221%
Hurricane Ida202111%

Flood zone at time of claim

High-risk zones (A, V)91% · 141
Moderate or minimal risk (X, B, C)9% · 14

NFIP communities

Swansea, Town OfParticipates in the NFIP

Federal disaster declarations in Bristol County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingFlood · Major disaster · 2024-05-15
Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Major disaster · 2012-12-19

16 flood, storm or hurricane declarations for Bristol County since 2000.

Check a specific address in Swansea.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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