Flood history · Eastham, MA 02642
Flood insurance claims in Eastham, MA 02642
51 claims since 1982 and $778,976 paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 02642 since 1978.
What the record says
81% of claims were on properties in high-risk zones and 19% outside them.
Losses are spread across many events; the largest, The "Halloween" Storm, accounts for 14% of claims.
Flooding here is recent: 17 claims (33%) were in the last 10 years.
The most commonly recorded cause is tidal water overflow: coastal surge and high tides.
Eastham, Town Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| The "Halloween" Storm | 1991 | 7 | 14% |
| December Storm - Nor'easter | 1992 | 6 | 12% |
| Unnamed flooding | 1987 | 2 | 4% |
| March 2010 Nor'easter | 2010 | 1 | 2% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Barnstable County
Flood, hurricane and storm declarations since 2000.
11 flood, storm or hurricane declarations for Barnstable County since 2000.
Check a specific address in Eastham.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.
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