FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Salisbury, MA 01952

Flood insurance claims in Salisbury, MA 01952

362 claims since 1978 and $6.1 million paid. Here's what the public record shows, and how to check a specific address.

362flood insurance claims since 1978
$6.1 millionpaid to policyholders
$22,675average paid claim
44claims in the last 10 years
29%of claims outside high-risk zones
#18of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 01952 since 1978.

1978: 29 claims1979: 17 claims1980: 3 claims1981: 2 claims1982: 2 claims1987: 1 claims1990: 1 claims1991: 96 claims1992: 25 claims1993: 2 claims1994: 2 claims1996: 6 claims1997: 1 claims1998: 1 claims1999: 1 claims2001: 3 claims2002: 1 claims2003: 4 claims2004: 4 claims2005: 4 claims2006: 15 claims2007: 36 claims2009: 1 claims2010: 21 claims2012: 9 claims2013: 27 claims2014: 1 claims2015: 3 claims2018: 21 claims2021: 2 claims2022: 2 claims2024: 19 claims19801990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

Losses are spread across many events; the largest, The "Halloween" Storm, accounts for 27% of claims.

44 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Salisbury, Town Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
The "Halloween" Storm19919627%
Unnamed flooding1996339%
April 2007 Nor'easter2007319%
December Storm - Nor'easter1992257%
Not a named storm1982164%
March 2010 Nor'easter2010154%

Flood zone at time of claim

High-risk zones (A, V)69% · 250
Moderate or minimal risk (X, B, C)28% · 101
Zone not recorded3% · 11

NFIP communities

Salisbury, Town OfCRS class 8 · up to 10% off

Federal disaster declarations in Essex County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Emergency · 2011-11-01

16 flood, storm or hurricane declarations for Essex County since 2000.

Check a specific address in Salisbury.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Massachusetts ZIP codes · All states · Flood zones explained