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Flood history · Nahant, MA 01908

Flood insurance claims in Nahant, MA 01908

417 claims since 1978 and $5.8 million paid. Here's what the public record shows, and how to check a specific address.

417flood insurance claims since 1978
$5.8 millionpaid to policyholders
$17,344average paid claim
35claims in the last 10 years
17%of claims outside high-risk zones
#12of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 01908 since 1978.

1978: 70 claims1979: 36 claims1980: 1 claims1981: 1 claims1982: 9 claims1984: 8 claims1987: 12 claims1989: 1 claims1990: 1 claims1991: 113 claims1992: 41 claims1993: 1 claims1996: 14 claims1998: 1 claims2001: 14 claims2003: 12 claims2004: 2 claims2005: 1 claims2006: 8 claims2007: 6 claims2010: 6 claims2011: 4 claims2012: 2 claims2013: 16 claims2014: 1 claims2016: 1 claims2018: 29 claims2021: 1 claims2024: 5 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

Losses are spread across many events; the largest, The "Halloween" Storm, accounts for 27% of claims.

35 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
The "Halloween" Storm199111227%
Unnamed flooding19789222%
Not a named storm19794411%
December Storm - Nor'easter1992399%
April 2007 Nor'easter200761%
March 2010 Nor'easter201041%

Flood zone at time of claim

High-risk zones (A, V)76% · 319
Moderate or minimal risk (X, B, C)16% · 67
Zone not recorded7% · 31

NFIP communities

Nahant, Town OfParticipates in the NFIP

Federal disaster declarations in Essex County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Emergency · 2011-11-01

16 flood, storm or hurricane declarations for Essex County since 2000.

Check a specific address in Nahant.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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