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Flood history · Wakefield, MA 01880

Flood insurance claims in Wakefield, MA 01880

86 claims since 1978 and $496,826 paid. Here's what the public record shows, and how to check a specific address.

86flood insurance claims since 1978
$496,826paid to policyholders
$7,098average paid claim
2claims in the last 10 years
37%of claims outside high-risk zones
#75of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 01880 since 1978.

1978: 4 claims1979: 2 claims1981: 1 claims1982: 5 claims1983: 2 claims1984: 6 claims1987: 1 claims1996: 6 claims1998: 7 claims2001: 6 claims2004: 3 claims2005: 2 claims2006: 13 claims2007: 1 claims2008: 1 claims2009: 2 claims2010: 18 claims2012: 1 claims2014: 3 claims2021: 1 claims2024: 1 claims19801990200020102020

What the record says

About 37% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 27% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19982327%
March 2010 Nor'easter20101720%
Not a named storm197967%
April 2007 Nor'easter200711%
Hurricane Ida202111%

Flood zone at time of claim

High-risk zones (A, V)60% · 52
Moderate or minimal risk (X, B, C)36% · 31
Zone not recorded3% · 3

NFIP communities

Wakefield, Town OfParticipates in the NFIP

Federal disaster declarations in Middlesex County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe Storm And SnowstormSevere Storm · Major disaster · 2012-01-06
Severe StormSevere Storm · Emergency · 2011-11-01

15 flood, storm or hurricane declarations for Middlesex County since 2000.

Check a specific address in Wakefield.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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