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Flood history · Paulina, LA 70763

Flood insurance claims in Paulina, LA 70763

85 claims since 1990 and $1.9 million paid. Here's what the public record shows, and how to check a specific address.

85flood insurance claims since 1990
$1.9 millionpaid to policyholders
$30,761average paid claim
18claims in the last 10 years
86%of claims outside high-risk zones
#248of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70763 since 1978.

1990: 1 claims1992: 1 claims1998: 1 claims2002: 3 claims2004: 1 claims2005: 3 claims2008: 1 claims2009: 1 claims2012: 18 claims2014: 14 claims2016: 23 claims2017: 1 claims2021: 15 claims2024: 2 claims1990200020102020

What the record says

About 86% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Mid-summer severe storms, accounts for 26% of claims.

18 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

St. James Parish* takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-summer severe storms20162226%
Hurricane Isaac20121821%
Hurricane Ida20211416%
Hurricane Katrina200534%
Hurricane Francine202422%
Tropical Storm Isidore200222%

Flood zone at time of claim

High-risk zones (A, V)14% · 12
Moderate or minimal risk (X, B, C)86% · 73

NFIP communities

St. James Parish*CRS class 8 · up to 10% off

Federal disaster declarations in St. James County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

30 flood, storm or hurricane declarations for St. James County since 2000.

Check a specific address in Paulina.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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