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Flood history · Iowa, LA 70647

Flood insurance claims in Iowa, LA 70647

282 claims since 1979 and $8.2 million paid. Here's what the public record shows, and how to check a specific address.

282flood insurance claims since 1979
$8.2 millionpaid to policyholders
$38,860average paid claim
203claims in the last 10 years
58%of claims outside high-risk zones
#168of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70647 since 1978.

1979: 1 claims1980: 14 claims1982: 2 claims1984: 1 claims1985: 1 claims1987: 2 claims1989: 18 claims1990: 1 claims1995: 2 claims1996: 6 claims1998: 2 claims2002: 2 claims2005: 12 claims2007: 2 claims2008: 2 claims2009: 1 claims2013: 2 claims2014: 5 claims2016: 3 claims2017: 60 claims2019: 2 claims2020: 125 claims2021: 15 claims2026: 1 claims19801990200020102020

What the record says

About 58% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Delta, accounts for 32% of claims.

Flooding here is recent: 203 claims (72%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Calcasieu Parish* takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Delta20208932%
Hurricane Harvey20174616%
Unnamed flooding19893713%
Hurricane Laura20203111%
2021 Mid-Spring Severe Storms2021145%
Hurricane Rita2005114%

Flood zone at time of claim

High-risk zones (A, V)38% · 108
Moderate or minimal risk (X, B, C)53% · 149
Undetermined (D)0% · 1
Zone not recorded9% · 24

NFIP communities

Iowa, Town OfParticipates in the NFIP
Calcasieu Parish*CRS class 8 · up to 10% off
Jefferson Davis Parish*Participates in the NFIP

Federal disaster declarations in Calcasieu County

Flood, hurricane and storm declarations since 2000.

Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2021-06-02
Hurricane ZetaHurricane · Major disaster · 2021-01-12

27 flood, storm or hurricane declarations for Calcasieu County since 2000.

Check a specific address in Iowa.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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