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Flood history · Youngsville, LA 70592

Flood insurance claims in Youngsville, LA 70592

836 claims since 1978 and $42.0 million paid. Here's what the public record shows, and how to check a specific address.

836flood insurance claims since 1978
$42.0 millionpaid to policyholders
$55,499average paid claim
88claims in the last 10 years
49%of claims outside high-risk zones
#106of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70592 since 1978.

1978: 3 claims1979: 10 claims1980: 5 claims1984: 22 claims1985: 1 claims1987: 3 claims1988: 3 claims1989: 5 claims1990: 1 claims1991: 1 claims1992: 1 claims1993: 22 claims1995: 21 claims1996: 3 claims1997: 1 claims1998: 3 claims1999: 2 claims2001: 128 claims2002: 13 claims2003: 1 claims2004: 1 claims2005: 11 claims2006: 7 claims2007: 1 claims2008: 2 claims2009: 2 claims2013: 7 claims2014: 3 claims2015: 2 claims2016: 463 claims2017: 14 claims2019: 13 claims2020: 21 claims2021: 13 claims2024: 2 claims2025: 25 claims19801990200020102020

What the record says

About 49% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Mid-summer severe storms accounts for 54% of all claims in this ZIP code.

88 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Lafayette City- Parish Consolidated Government takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-summer severe storms201645154%
Tropical Storm Allison200111814%
Unnamed flooding1993506%
Hurricane Laura2020192%
Tropical Storm Barry201991%
Hurricane Lili200291%

Flood zone at time of claim

High-risk zones (A, V)50% · 418
Moderate or minimal risk (X, B, C)47% · 394
Zone not recorded3% · 24

NFIP communities

Lafayette City- Parish Consolidated GovernmentCRS class 7 · up to 15% off
Youngsville, City OfCRS class 8 · up to 10% off
Vermilion Parish*Participates in the NFIP
Iberia Parish*Participates in the NFIP

Federal disaster declarations in Lafayette County

Flood, hurricane and storm declarations since 2000.

Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2021-06-02
Hurricane ZetaHurricane · Major disaster · 2021-01-12

27 flood, storm or hurricane declarations for Lafayette County since 2000.

Check a specific address in Youngsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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