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Flood history · Patterson, LA 70392

Flood insurance claims in Patterson, LA 70392

131 claims since 1978 and $1.3 million paid. Here's what the public record shows, and how to check a specific address.

131flood insurance claims since 1978
$1.3 millionpaid to policyholders
$13,330average paid claim
29claims in the last 10 years
75%of claims outside high-risk zones
#218of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70392 since 1978.

1978: 2 claims1979: 3 claims1980: 6 claims1981: 2 claims1983: 1 claims1985: 1 claims1987: 1 claims1989: 2 claims1991: 3 claims1992: 16 claims1995: 3 claims1996: 1 claims1997: 2 claims1998: 4 claims2001: 13 claims2002: 3 claims2003: 2 claims2004: 1 claims2005: 3 claims2007: 4 claims2008: 9 claims2009: 7 claims2011: 1 claims2013: 10 claims2016: 2 claims2017: 1 claims2019: 12 claims2021: 3 claims2024: 12 claims2025: 1 claims19801990200020102020

What the record says

About 75% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Andrew, accounts for 10% of claims.

29 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Andrew19921310%
Tropical Storm Allison20011310%
Hurricane Francine2024118%
Unnamed flooding1998108%
Hurricane Ike200843%
Hurricane Gustav200843%

Flood zone at time of claim

High-risk zones (A, V)23% · 30
Moderate or minimal risk (X, B, C)69% · 91
Zone not recorded8% · 10

NFIP communities

Patterson, City OfParticipates in the NFIP
St. Mary Parish*Participates in the NFIP

Federal disaster declarations in St. Mary County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

34 flood, storm or hurricane declarations for St. Mary County since 2000.

Check a specific address in Patterson.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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